Have you found a doctor through your ACA exchange health insurance? read more
"I am self-employed and my premiums have been astronomical for years. I was paying $2,500 a month for my husband and daughter. I signed up on the New York State exchange which was effortless. I had more choices than I ever had before. My 24-year-old daughter is still covered and my premiums are now $1,450 for the identical policy I had on the open market. Kudos to Obamacare!!!"
msnbc user Rosemary Filancia
"My wife has a pre-existing condition. The company I work for does not offer health insurance. Last year the only way I could get my wife covered was to create my own one man company so that I could get group insurance at $2,986 per month. With the new health care, I get better coverage for the same family "group" under an individual family plan for $1,820 per month with a much lower deductible and out of pocket. Obamacare certainly worked for me."
Every American's personal story helps us understand the nation's path to health care reform. Tell us yours. read more
"I think what the government does not get,[is that] there are still millions of Americans, in the lower middle-class, who are mainly single people who make too much money too qualify for free health care and don't make anywhere near enough too afford healthcare!!! For instance I live on a bare bones budget like everyone else in this bracket, and in a month with a decent full time job I am still coming up short every month to pay necessary basic bills!! The government thinks by giving you tax credits, which you obviously DO NOT get until the end of the year are USELESS to the very tax bracket of people it was intended to help!!!! WE DO NOT HAVE the fifty dollars or the two or three hundred dollars to initially shell out!! WE JUST DON'T HAVE IT!!!! And this what the government does not get!!!"
msnbc user James Fennessy
"Last year I was covered under my work plan, but it was useless. The deductible and the premiums were roughly equal to my yearly salary. Medication had a separate own $500 deductible. My husband, who has COPD, could afford to see the doctor (at $40 a pop) because the dr visits were covered outside of the deductible but not get any of the tests the specialist needed to treat him. Under Obamacare, our plan has no deductible, a $3 copay and a 10% coinsurance. I save about $70/month on the meds. We have insurance we can afford to use. Thank you President Obama, for believing we all have a right to good, affordable health care!!"
Next Monday is the deadline for getting health coverage this year. Here's what you need to understand — and do — before then. read more
"I'm 55, a Democrat, I support the idea of the ACA, however for me there is no happy ending to this new law. I fall between EVERY crack - I do not qualify for financial help. Cost for me would be $900+/mo. I can't afford $200 & now I wont have ins. but I WILL be penalized for breaking the law. Also-my spouse has already had meds withheld by doc until she agreed to have tests she didnt need or want. Doc said Admin threatened firing if tests quota werent met. Not seeing the benefit of this law. Why isnt anyone talking about these quota issues? How is this not government dictating the choices of doc/patient."
Dr. Larry Kawa is a Florida orthodontist who filed a lawsuit charging that Obama's executive order delaying the employee mandate of the ACA broke the law. read more
"I know of two people who decided to enroll in the ACA. One had symptoms of possible colon cancer but could not afford the colonoscopy to determine. My son told him to enroll in the ACA, He was then able to see a doctor, have the colonoscopy and get on the road to better health. Another friend of my son's enrolled and on January 2nd went to a doctor for the first time and was diagnosed with a medical which prior to the ACA may have cost him his life.
My sister died at age 42 due to recurrent breast cancer. Her ex-husband had taken her off of insurance, despite her cancer history. I tried to get insurance for her but couldn't because of her pre-existing conditions. I would have emptied all of my savings to get insurance for her but couldn't afford the medical treatments she needed. Had the ACA been in place 11 years ago, my sister might be alive today."
Dr. Trevonne Thompson is an emergency room physician and medical toxicologist in Chicago, Illinois. read more
"I have been self employed most of my life . I was independently in Blue Cross for 35 years and about three years ago developed blood clots in my right calf. which were successfully cleared. Not long after that I got dumped by Blue Cross which claimed I asked to be removed. Like a fool I did not protest that thinking I could do better elsewhere. Elsewhere led me to two years in the wilderness with a high risk pool that did little but cost a lot.
Late last fall, I got my family enrolled in the ACA. I'm now on Anthem and had a wellness check some weeks back at which it was caught that I now am in Atrial Fibrillation. That in turn led me to a heart echo which in turn is leading me to a cardiologist, a rariety in the rural northeast.
Without the ACA, this would never have happened. I was asymptomatic and remain so but my heart rate is under control with meds while the docs discuss electrical conversion. If there was ever a death panel, it existed in the form of bad insurance being sold for high prices that give one a false sense of security with next to no real coverage. I think I'll live a while, maybe not as long as I had hoped but that's really my fault. The ACA has done a lot of good for me so far and it is watching over my family as well. "