Health care inflation has slowed, but Americans are still overpay wildly for drugs, tests and procedures. read more
"I am self-employed and my premiums have been astronomical for years. I was paying $2,500 a month for my husband and daughter. I signed up on the New York State exchange which was effortless. I had more choices than I ever had before. My 24-year-old daughter is still covered and my premiums are now $1,450 for the identical policy I had on the open market. Kudos to Obamacare!!!"
msnbc user Rosemary Filancia
"My wife has a pre-existing condition. The company I work for does not offer health insurance. Last year the only way I could get my wife covered was to create my own one man company so that I could get group insurance at $2,986 per month. With the new health care, I get better coverage for the same family "group" under an individual family plan for $1,820 per month with a much lower deductible and out of pocket. Obamacare certainly worked for me."
We put the call out for your experiences with health care under the Affordable Care Act, and you responded! read more
"I think what the government does not get,[is that] there are still millions of Americans, in the lower middle-class, who are mainly single people who make too much money too qualify for free health care and don't make anywhere near enough too afford healthcare!!! For instance I live on a bare bones budget like everyone else in this bracket, and in a month with a decent full time job I am still coming up short every month to pay necessary basic bills!! The government thinks by giving you tax credits, which you obviously DO NOT get until the end of the year are USELESS to the very tax bracket of people it was intended to help!!!! WE DO NOT HAVE the fifty dollars or the two or three hundred dollars to initially shell out!! WE JUST DON'T HAVE IT!!!! And this what the government does not get!!!"
msnbc user James Fennessy
"Last year I was covered under my work plan, but it was useless. The deductible and the premiums were roughly equal to my yearly salary. Medication had a separate own $500 deductible. My husband, who has COPD, could afford to see the doctor (at $40 a pop) because the dr visits were covered outside of the deductible but not get any of the tests the specialist needed to treat him. Under Obamacare, our plan has no deductible, a $3 copay and a 10% coinsurance. I save about $70/month on the meds. We have insurance we can afford to use. Thank you President Obama, for believing we all have a right to good, affordable health care!!"
msnbc user Denise Peavey
"I'm 55, a Democrat, I support the idea of the ACA, however for me there is no happy ending to this new law. I fall between EVERY crack - I do not qualify for financial help. Cost for me would be $900+/mo. I can't afford $200 & now I wont have ins. but I WILL be penalized for breaking the law. Also-my spouse has already had meds withheld by doc until she agreed to have tests she didnt need or want. Doc said Admin threatened firing if tests quota werent met. Not seeing the benefit of this law. Why isnt anyone talking about these quota issues? How is this not government dictating the choices of doc/patient."