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FireRiskInsurance.ID = "FireRiskInsurance";
FireRiskInsurance.sPubDate = "6/10/2004 4:26:11 PM GMT";
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FireRiskInsurance.appHeader = "FACT FILE|Calculating fire risks";
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FireRiskInsurance[i-1].body = "ISO's FireLine is one of a number of systems used by insurance companies to pinpoint potential hazards from wildfire. FireLine's software takes updated satellite imagery and other data and looks at various risk factors -&#150; like the presence of brush or proximity to an access road -- to help determine where the exposure to wildfire risk is greatest. Learn more by selecting from the factors FireLine uses to make its conclusions listed on the left. <br> <p>";

FireRiskInsurance[i++] = new Array("","Fuel","The map above illustrates the correlation between 2003's Paradise Fire in southern California and FireLine's mapping of fuels.","<img src=http://www.msnbc.com/d/ip/FireRiskInsurance/paradise_Fire.jpg>","","", "", "", "", "", "", "", "", "", "", "", "", "", "", "");
FireRiskInsurance[i-1].body = "<headline/><br>Grass, trees, or dense brush can feed a wildfire. Fireline distinguishes between six fuel types: <p><b>NF</b> &#150; Non-fuel (bare/sparsely vegetated ground, rock, urban, large buildings, large roadways, irrigated vegetation, agriculture)<br><b>F0</b> &#150; Non-fuel (downtown urban areas, desert areas, etc.)<br><b>F1</b> &#150; Light fuels (grass, weeds, and scrub)<br><b>F3</b> &#150; Medium fuels (woodland, timber)<br><b>F5</b> &#150; Heavy fuels (brush, shrubs)<br><b>WA</b> &#150; Water (lakes, large rivers, perennial wetlands, ocean, and reservoirs)";

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FireRiskInsurance[i-1].body = "<headline/><br>Steeper slopes can increase the speed and intensity of wildfire and affect reconstruction costs. Fireline distinguishes between four slope types: <p>Extreme (greater than 40%)<br>Steep (21 - 40%)<br>Moderate (6 - 20%)<br>Mild (0 - 5%)<p>Though fewer than 24% of California policyholders live sloped terrain, slope plays a very significant role in wildfire hazard. Almost 70% of the properties burned in the 2003 fires in southern California were in areas of moderate or steep slope.";

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FireRiskInsurance[i-1].body = "<headline/><br>Dead-end roads can impede fire-fighting equipment. FireLine looks at whether a property is located on a dead-end or road with restricted access that might impede firefighting equipment and slow or block efforts to save a property.<p>Though only 2.1% of California policyholders live in areas with road access problems, some 17.5% of the burned structures in 2003 were in such areas.";

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FireRiskInsurance[i-1].body = "<headline/><br>Fuel assessment alone doesn&#146;t account for the large quantities of wind-borne burning embers that can be carried significant distances by strong winds, like the Santa Ana winds in southern California. These can cause fires outside areas where the risk of loss is highest because of available fuels. ";

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